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1. We offer a personal and convenient service
By understanding the market we can save the borrower time by directing the loan or the lease to the most appropriate funding source. We are in a position to select a lender who best suits your client's finance profile. Because we are prepared to meet a borrower at their home or business we can make the application process easy and straightforward.
2. We can fund many loans 'Turned Down' by the banks
As we operate with such a large and varied number of lenders, many of them looking for specific risk assessments, our lenders can fund loans with income, credit or collateral problems. We are not limited to any one underwriting criterion and have access to numerous lenders who will approve our finance applications. A bank has one rigid programme, we have many and all are flexible!
3. We can fund loans quickly
By producing a professional loan or lease proposal a lender is in a prime position to respond quickly. Most will make a decision within 24 hours of the loan package presentation, for equipment leases up to £50,000 and sometimes more.
4. We are 'Cost Effective'
We are paid directly by the lenders as a percentage of the gross interest, which they receive in repayments from our client. We can therefore be as competitive as the best banks and other financial institutions. In the majority of cases we will be charging those we assist on a contingency fee basis it costs NOTHING to try our services and you may make considerable savings.
5. We bring the 'Right Loan' to the 'Right Lender'
We do not waste the underwriters' valuable time on applications they do not want and cannot fund. Most lenders operate their business within a certain marketplace. We know instantly the specific requirements of each lender, which range of equipment they accept and the type of client they want to deal with. We therefore know immediately if a loan or a lease is likely to proceed to completion.
We provide the lenders with a continuous stream of finance proposals. What is not realised is that professionals like us help to arrange millions of pounds of loans and leases each year and have success preparing acceptable finance proposals as we understand the specific 'packaging' requirements for each of our lenders. This saves the lenders overheads of external offices and personnel expenses. We are able to promote business practically anywhere and bring a constant flow of "high-probability" finance proposals directly to the lenders.
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